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The Strategy Blog

Plain-English tax strategy for business owners who'd rather keep their money.

September 16, 2026 · R&D Tax Credits

R&D Tax Credits: Not Just for Labs - Get Paid to Improve What You Do

No lab coat required: if your business develops or improves products, processes, or software, the federal R&D credit may already be yours - and small businesses can use it against payroll taxes.

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September 16, 2026 · FICA Tip Credit

The FICA Tip Credit: How Restaurant, Bar, and Salon Owners Get Back the Taxes They Pay on Tips

If your team earns tips, you're paying employer taxes on income you never see. Here's how owners in food, beverage, and beauty get that money back - and who doesn't qualify.

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September 16, 2026 · PEO Services

What Is a PEO? Big-Company Payroll, Benefits, and HR for Small Businesses

Payroll, health benefits, workers comp, and HR compliance eat hours and money. A PEO lets a small business run all of it like a much bigger company - here's how it works and who it fits.

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September 16, 2026 · Tariff Recovery

Paid Tariffs on Imports? You Might Be Owed a Refund.

If your business imports goods, there's a decent chance you've paid duties you could get back. How tariff recovery works, who qualifies, and why most importers never claim what's theirs.

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September 16, 2026 · Cost Segregation

Cost Segregation: The Write-Off Property Owners Wait Decades For (But Don't Have To)

Own a building or investment property? An engineering-based study can move years of depreciation deductions from "someday" to "this year."

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September 16, 2026 · FICA Tip Credit

Your Team Earns the Tips. Why Are You Paying the Tax on Them?

The FICA Tip Credit gives businesses back the employer taxes they pay on employee tips - dollar for dollar, year after year.

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September 16, 2026 · Private Reinsurance

The Strategy Big Companies Use to Keep Their Own Insurance Money

Profitable businesses can insure their own risks and keep the premiums inside their own structure. How private reinsurance actually works - and who it fits.

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September 16, 2026 · Section 125 Plans

The Payroll Tax Cut Hiding in Your Employee Benefits

Section 125 plans let employees pay for benefits pre-tax - cutting your payroll taxes on every single run. Rare win for both sides of the paycheck.

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